Medicare Enrollment Help

Navigating Medicare Enrollment Doesn't Have to Be Confusing

Medicare enrollment involves strict deadlines, multiple coverage options, and complex rules that vary based on your situation. Missing a deadline or making the wrong choice can result in permanent penalties or gaps in coverage.

Our enrollment assistance service guides you through every step of the process. We help you understand which enrollment period applies to you, what forms to complete, and how to avoid the mistakes that cost many people hundreds of dollars per year in penalties.

Medicare Enrollment Periods Explained

Initial Enrollment Period (IEP)

Your first chance to enroll in Medicare, lasting 7 months:

3 months before you turn 65
Your birthday month
3 months after you turn 65

Special Enrollment Period (SEP)

Available if you delayed Medicare due to:

Employer coverage (you or your spouse)
Moving to a new area
Losing other coverage
Other qualifying life events

General Enrollment Period (GEP)

If you missed your IEP and don't qualify for SEP:

January 1 - March 31 each year
Coverage starts July 1
Late penalties may apply

Annual Election Period (AEP)

For changing Medicare Advantage or Part D plans:

October 15 - December 7 each year
Changes take effect January 1
Review your coverage annually

How We Help With Enrollment

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Deadline Tracking

We identify your specific enrollment windows and ensure you don't miss critical deadlines that could result in penalties or coverage gaps.

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Document Preparation

We help you gather the right documentation and complete enrollment forms correctly the first time, avoiding delays and rejections.

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Coverage Analysis

Before you enroll, we review your options to ensure you're choosing the right combination of Original Medicare, Medigap, Medicare Advantage, and Part D.

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Enrollment Verification

After enrollment, we help verify that your coverage is active and correct, catching any errors before they become problems.

Our Enrollment Assistance Process

Situation Assessment

We review your current coverage, work status, age, and any special circumstances to determine which enrollment period applies to you.

Timeline Creation

We create a personalized enrollment timeline with specific dates and action items so you never miss a deadline.

Coverage Planning

We help you decide between Original Medicare with Medigap or Medicare Advantage, and select a Part D plan if needed.

Enrollment Support

We walk you through each enrollment step, whether online, by phone, or by mail, ensuring everything is completed correctly.

Confirmation & Follow-Up

We help you verify enrollment confirmation and ensure your Medicare card and plan documents arrive as expected.